Financial Focus

As the year winds down, it’s the perfect time to make some smart moves before the calendar flips to 2026. Think of it as a financial tune-up that could help with saving money and setting you up for success in the months ahead. Here are some things to consider.

All In: Ghosts

A time machine set to 60 years ago would carry us to windswept acreage on the north side of Hereford where dignitaries and businessmen assembled to share handshakes, back slaps and ceremonial groundbreaking.

A financial roadmap for veterans entering civilian life

The transition from military to civilian life brings countless adjustments. It also marks a good time to review how you’re taking charge of your financial future. Veteran Saves Week is Nov.

TEXAS PRESS ASSOCIATION

Premiums rise as ACA open enrollment beginsThe window for signing up for health insurance through the Affordable Care Act is now open through Jan. 15, with most Texans expected to pay considerably higher premiums, The Texas Tribune reported.

LAUGHS OF THE WEEK

Funny state laws MassachusettsAt a wake, mourners may eat no more than three sandwiches.• Boston: It is illegal to play the fiddle. • Holyoke, Massachusetts, makes it unlawful to water your lawn when it is raining.

Lance!!

On the farm where I grew up, we had a semi-permanent mud puddle that almost qualified as a pond. During the days of high summer it would kind of dry up into a darker patch of heavily rutted dirt, but you could still reach mud with a shovel and a little effort.

Letter to the Editor

To the Editor,As members of the committee diligently working to inform our community about the Voter-Approval Tax Rate Election (VATRE) for Hereford ISD, we urge every eligible resident to vote FOR this critical measure.

TEXAS PRESS ASSOCIATION

Shutdown could halt SNAP for 3.5 million Texans The continuing federal shut- down means food benefits pro vided to 3.5 million Texans could be cut off in November, The Texas Tribune reported. Of those affected, nearly half are children.

Financial Focus

In the world of investing, we’ve all heard the phrase, “Don’t put all your eggs in one basket.” It’s solid advice that emphasizes the importance of diversifying your investments.

All In: Boo

“I’m so glad I live in a world where there are Octobers.” – L.M. Montgomery, Canadian authorRemember when the idea of wearing a mask was fun because, in childish enthusiasm, you could ignore the discomforts while pretending to be a monster or a bunny rabbit or Cinderella?